Category: Financial Wellness

Why Strong Savings Habits Matter More Than Perfect Timing

Waiting for the “right time” to start saving can keep people stuck longer than they realize. There will always be a reason to delay. A busy month. An upcoming expense. A plan to start next quarter instead. The truth is, strong savings habits matter far more than perfect timing. Financial stability is built through repetition. […]

Posted by Amanda Thomas in Financial Wellness.

Protect Your Money with Safer Ways to Pay

Fraud is becoming more common, and scammers are always looking for new ways to take advantage of people — especially during busy times of year when bills, payments, and online activity increase. Checks, mailed payments, and shared personal information are often prime targets. One simple way to reduce your risk is by using Online Bill […]

Posted by Amanda Thomas in Financial Wellness.

Get Your Tax Refund Faster with Direct Deposit

Get Your Tax Refund Faster with Direct Deposit Expecting a tax refund this year? The IRS recommends filing electronically and using Direct Deposit to receive your refund faster and more securely. With Direct Deposit, your refund goes straight into your LPCCU checking or savings account—no paper checks, no unnecessary delays. What you’ll need when filing: […]

Posted by Amanda Thomas in Financial Wellness.

Financial Wellness Starts with Knowing Your Numbers

The start of a new year is the perfect time to check in on your financial health. Financial wellness isn’t about being perfect with money—it’s about having the tools, knowledge, and confidence to make informed decisions and feel secure about your future. That’s where Credit Sense, available through LPCCU, comes in. What Financial Wellness Really […]

Posted by Amanda Thomas in Financial Wellness.

Common January Fraud Scams to Watch For

The start of the year is a busy time—and a popular time for scammers. Stay alert to protect your money and personal information. Tax Scams Messages claiming to be from the IRS demanding payment or personal info. Reminder: The IRS will not call, text, or email you. Fake Refund or Delivery Notices Emails or texts […]

Posted by Amanda Thomas in Financial Wellness, Fraud & Scams.

Financial Literacy Spotlight: Update Your Financial Game Plan with the New Tax Law

With the One, Big, Beautiful Bill Act now in effect, this is the perfect time to review your paycheck and withholding. Many workers can now deduct tips, overtime, and vehicle loan interest—but only if your W-4 and budget reflect those changes. Action Step: Use the IRS Tax Withholding Estimator to make sure you’re not overpaying […]

Posted by Amanda Thomas in Financial Wellness.

Convenience Tips: Banking Made Simple

At LPCCU, we believe your money should work for you—not the other way around. That’s why we’ve built tools that keep you connected, secure, and in control wherever life takes you. Tools That Empower You Online & Mobile Banking Take your credit union with you anywhere. Our secure digital banking platform lets you: Transfer funds […]

Posted by Amanda Thomas in Financial Wellness, LPCCU News.

Powering Down Your Energy Expenses

How to save on energy bills. If you’ve noticed that your energy bill is higher than ever, you’re not alone. Here are some ways to keep your electricity bill as low as possible. Schedule an Audit The first thing to do when trying to save on an electric bill is to schedule an energy audit. […]

Posted by Amanda Thomas in Financial Wellness.

Spooky Fun Without the Scary Price Tag: How to Prepare for Halloween on a Budget 

Halloween is just around the corner—a time for costumes, candy, and community fun. But between decorations, treats, and parties, the costs can creep up quickly. The good news? You don’t need to spend a fortune to enjoy a memorable Halloween. With a little creativity and planning, you can keep the fright in the costumes—not in […]

Posted by Amanda Thomas in Financial Wellness.

Money Matters: How Finances Impact Relationships

Do one thing: If you find it difficult to talk about money, it’s time to get some practice. Confide in your partner or a trusted friend and set a time to have a talk on one topic, which can be anything from finding a budget that works for you to steps for saving more from […]

Posted by Amanda Thomas in Financial Wellness.