Share Rates
Dividend rates are declared at the end of each quarter by the Board of Directors according to available earnings. Dividends are figured on the average daily balance, paid and compounded quarterly. Rates below are as paid 12/31/2024 for the 4th quarter 2024. Rates are subject to change.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
| Suffix | Share Type | Minimum Average Daily Balance Required to obtain the disclosed Dividend Rate | Dividend APR* | APY** |
| 0 | Regular | $100 | .05% | .05% |
| 1 | Christmas | $100 | .05% | .05% |
| 2 | Special | $100 | .05% | .05% |
| 3 | Silver | less than $5,000 | .05% | .05% |
| $5,000 to less than $10,000 | .25% | .25% | ||
| over $10,000 | .50% | .50% | ||
| 4, 6, 9 | Special | $100 | .05% | .05% |
| 7 | Gold | less than $10,000 | .05% | .05% |
| $10,000 to less than $25,000 | .50% | .50% | ||
| $25,000 to less than $50,000 | .50% | .50% | ||
| $50,000 to less than $75,000 | .50% | .50% | ||
| $75,000 to less than $100,000 | .50% | .50% | ||
| over $100,000 | .50% | .50% | ||
| 99 | Platinum | less than $100,000 | .05% | .05% |
| $100,000 to less than $125,000 | .70% | .70% | ||
| $125,000 to less than $150,000 | .70% | .70% | ||
| $150,000 to less than $175,000 | .70% | .70% | ||
| $175,000 to less than $200,000 | .70% | .70% | ||
| over $200,000 | .70% | .70% |
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.
