Bank Safely: Simple Ways to Protect Yourself Online

Banking online makes managing your money easier, but it’s also important to know how to protect your accounts and personal information.

October is Cybersecurity Awareness Month, making it a great time to review a few simple habits that can help you recognize scams and bank more securely.

Think Before You Click

Scammers often use emails, texts, calls, and online messages to trick you into sharing personal or financial information.

Before clicking a link or responding to a message:

  • Check who sent it
  • Watch for unusual or urgent requests
  • Don’t open unexpected links or attachments
  • Never provide personal information to an unfamiliar source

If something doesn’t seem right, contact LPCCU directly before taking action.

Strengthen Your Login Security

A strong password is an important first line of defense.

  • Use strong, unique passwords
  • Avoid using the same password for multiple accounts
  • Use multi-factor authentication when available
  • Never share your login information or verification codes

These extra steps can make it harder for someone else to access your accounts.

Turn On Account Alerts

Account alerts can help you keep a closer eye on your money by notifying you about activity on your accounts.

If you see a transaction you don’t recognize, act quickly and contact LPCCU.

Know the Scams

Scammers are always looking for new ways to get your attention. Some common tactics include:

Phishing: Fake emails, texts, or messages designed to get you to reveal personal or financial information.

Imposter scams: Someone pretends to be your financial institution, a government agency, or even a family member.

Urgency scams: A scammer pressures you to act or send money immediately so you don’t have time to question the request.

AI-powered scams: New technology can make fraudulent messages and other scams more convincing, making it even more important to verify who you’re communicating with.

Think You Can Spot a Scam?

You know some of the warning signs, but can you spot a scam when you see one?

Put your fraud-fighting skills to the test with this quick quiz from Fiserv, LPCCU’s digital banking technology partner.

Take the Fraud & Scam Quiz

Keep Your Information Up to Date

Changed your phone number, email, or address?

Make sure LPCCU has your current contact information so you can receive important account information and security notifications.

Safe Banking Starts With You

LPCCU works to help protect your accounts, but your everyday habits matter, too.

Think before you click, watch for warning signs, use available security features, and keep an eye on your accounts.

A few simple precautions can go a long way toward protecting your money and personal information.

Learn More About Online & Mobile Banking

Keep Learning About Safe Banking

Find more fraud and cybersecurity tips to help protect your accounts and personal information.

Explore Safe Banking Resources

Cybersecurity tips and resources provided by Fiserv, LPCCU’s digital banking technology partner.