Check Yourself: How to Detect Check Fraud Early

Check fraud prevention tips and resources from America Saves

Check fraud isn’t always easy to spot. A payment may seem delayed, a check could clear for the wrong amount, or an unfamiliar transaction could appear on your account. According to America Saves, regularly monitoring your accounts can help you recognize warning signs and take action sooner.

Know the Warning Signs

America Saves recommends watching for signs such as:

A check that hasn’t been cashed when expected
A check clearing for the wrong amount
A payment to someone you don’t recognize
Missing checks or missing mail
Unfamiliar withdrawals or account activity

If something doesn’t look right, review the transaction and contact LPCCU as soon as possible.

Make Account Checks Part of Your Routine

A simple way to catch possible fraud early is to regularly review your account through Home Banking.

America Saves recommends taking steps such as reviewing your account weekly, checking cleared check images, keeping a record of checks you’ve sent, and setting up account alerts when available.

Use the America Saves Check Fraud Detection Checklist

America Saves created a Check Fraud Detection Checklist to make it easier to monitor your accounts, track payments, and identify suspicious activity.

Download the America Saves Fraud Detection Checklist

What Should You Do if Something Looks Wrong?

America Saves recommends acting quickly. Contact your financial institution, gather relevant records, continue monitoring your account, and update account security if needed.

If you notice suspicious activity on your LPCCU account, call us at 313-389-2300.