Financial Wellness Starts with Knowing Your Numbers

The start of a new year is the perfect time to check in on your financial health. Financial wellness isn’t about being perfect with money—it’s about having the tools, knowledge, and confidence to make informed decisions and feel secure about your future.

That’s where Credit Sense, available through LPCCU, comes in.

What Financial Wellness Really Means

Financial wellness goes beyond budgeting. It includes:

• Understanding your credit score
• Knowing how your financial choices impact your future
• Catching issues early—before they become problems
• Having a plan to improve over time

When you have visibility into your finances, you’re better prepared to handle everyday expenses, unexpected costs, and long-term goals.

How Credit Sense Helps

Credit Sense gives you easy-to-use tools right inside your online and mobile banking to support your financial wellness, including:

• Free credit score access and ongoing updates
• Credit monitoring alerts to help protect against fraud
• Personalized tips and education to improve your credit
• Insights tied to your real financial behavior, not generic advice

These tools help turn information into action—so you can make smarter decisions with confidence.

Pro Tip: Simplify Debt and Pay Less Interest

If Credit Sense shows you’re carrying balances on high-interest credit cards, it may be worth exploring a balance transfer. Moving multiple balances to one LPCCU credit card can help simplify payments and may lower the interest you pay—making it easier to stay on track.

Visit lpccu.coop or call a LPCCU team member today to discuss balance transfer options.

A Smart Way to Start the Year

Whether your goal is to pay down debt, build credit, or simply stay informed, SavvyMoney helps you take control—one step at a time.

Sign up for Credit Sense in your online banking account or app to understand your credit and explore your options.

Brought to you by Credit Sense by SavvyMoney – Credit Monitoring. Your Peace of Mind.