Is Your Credit Card Ready for Holiday Shopping?

The holiday season is right around the corner—and for many of us, that means more swipes, clicks, and transactions than usual. Before the shopping rush kicks in, it’s a smart time to review your credit card and make sure it’s working for you, not against you.

Ask yourself a few quick questions:

• What’s my interest rate? High rates can turn holiday cheer into a long-term burden.
• Does my card have an annual fee? If so, are the rewards really worth it?
• Am I truly benefiting from the rewards program? Some cards look appealing, but their rewards can be complicated or hard to redeem.
  

At Lincoln Park Community Credit Union, our credit card is designed to keep things simple and affordable. You’ll enjoy a much lower interest rate than most big-bank cards and NO annual fee—helping you save money both during the holiday season and throughout the year.

Make this holiday season a little brighter by using a card that works in your favor. Learn more about our credit card options: https://lpccu.coop/loans/credit-cards/