Drive Happy with an Auto Loan from LPCCU

Shopping for a new (or new-to-you) car? Before you head to the dealer, make sure your financing is ready to roll. At Lincoln Park Community Credit Union, our auto loans are designed to help you save money, reduce stress, and get you behind the wheel with confidence.

Why choose LPCCU over dealer financing?

• Lower Rates: Dealers often mark up interest rates to boost their profits. With LPCCU, you get fair, transparent rates that keep more money in your pocket.
  
• No Hidden Fees: Some dealer financing options include add-ons you may not need. At LPCCU, what you see is what you get.
  
• Local & Personal: We’re here in your community—ready to answer questions and help you choose the loan that works best for you.
  
• Pre-Approval Power: Walk into the dealership with your loan already in hand. You’ll know your budget and have the confidence to negotiate like a pro.

Quick Facts for Smart Shoppers:

• The average dealership interest rate can be 1–2% higher than a credit union loan—adding up to hundreds (or even thousands) more over the life of the loan.
  
• Having a pre-approval means you’re shopping for the car you want, not the payment the dealer wants to sell you.
  
• Credit unions like LPCCU are member-owned, so our goal is helping you, not boosting dealership profits.

Ready to hit the road?

Members can apply online and get pre-approved before you shop. With LPCCU by your side, you can focus on finding the perfect car—while we make sure the financing is just as perfect.