Make the Most of Your Tax Refund with Lincoln Park CCU

Getting a tax refund this year? That’s a great opportunity to make a smart financial move—and Lincoln Park Community Credit Union is here to help you make the most of it.

Before you spend it, take a moment to explore your options. Whether you’re saving, paying down debt, or planning ahead, a little intention goes a long way.

Here are a few savvy ways to use your refund:

Get the Full Picture with SavvyMoney

Not sure where to start? Log in to LPCCU’s Online or Mobile Banking to use SavvyMoney—your free credit score tool! It gives you a full snapshot of your credit health, including tips and personalized recommendations. Knowing where you stand can help guide your refund decisions.

Build Your Emergency Fund

If you don’t already have 3–6 months of expenses saved, consider using your refund to give your emergency fund a boost. It’s peace of mind you can bank on.

Pay Down High-Interest Debt

Carrying credit card balances or loans? Use your refund to pay down the highest-interest debts first—it’s one of the quickest ways to improve your financial health.

Save or Invest for the Future

Already on solid ground? Great! Consider putting your refund into a special savings account or retirement fund to help your money grow over time.

Not Ready to Decide?

No problem. Just move your refund into savings for now. That way, it earns interest while you take the time to plan your next smart move.

Do one thing today: Log in to your LPCCU account and check your SavvyMoney dashboard. It’s the perfect first step to putting your tax refund to work for you.