Common January Fraud Scams to Watch For

The start of the year is a busy time—and a popular time for scammers. Stay alert to protect your money and personal information.

Tax Scams
Messages claiming to be from the IRS demanding payment or personal info.
Reminder: The IRS will not call, text, or email you.

Fake Refund or Delivery Notices
Emails or texts saying there’s an issue with a refund or package.
Tip: Don’t click links—go directly to the company’s website.

Account Verification Requests
Messages pretending to be from banks or apps asking for login details.
LPCCU will never ask for your password or one-time codes.

Charity Scams
Fake charities asking for donations after the holidays.
Always verify before giving.

Protect Yourself
Monitor your accounts, use alerts, and contact LPCCU if something feels off.

Staying alert is a smart way to start the year safely.